Cyber
When the Network Goes Dark.
From ransomware and data breaches to social engineering fraud and vendor outages, a cyber incident leaves insurers, brokers and insureds needing more than an incident-response report. Quantum reconstructs what happened, tests the forensic evidence, and quantifies the resulting loss — business interruption, extra expense, fraud and notification costs — as an independent technical and financial expert.
Cyber Case Studies
The Ransom Note
Ransomware / Independent School
An independent school’s finance system is encrypted overnight after attackers walk in through a remote desktop port left open for a departed IT contractor, leaving staff locked out of payroll and pupil records the week before term starts.
GBP 150 K
The Data That Wasn’t There
Data Breach / Private Healthcare Provider
A healthcare provider discovers an intruder sat undetected in its patient records system for weeks, leaving a genuinely uncertain question at the centre of its notification obligations: not what was taken, but whether anything was taken at all.
EUR 600 K
The Locked Ledger
Network Interruption / Logistics Company
A freight forwarder pays a ransom and gets operations running again within days — only to discover its accounting records were encrypted so thoroughly that reconstructing what the business owed and was owed became a claim in its own right.
EUR 1.5 million
The Impersonated Chairman
Social Engineering / Investment Fund Manager
A finance officer receives an urgent instruction, apparently from the fund’s chairman, to release funds for a confidential acquisition that cannot be discussed with anyone else — every email, call and signature checking out until the money is gone.
EUR 2 million
The clients' Data
Data Breach / Business Process Outsourcing
A back-office provider processing records for several corporate clients suffers a breach of its own systems, facing not one data breach but several at once — each governed by different notification duties, different regulators, and a contract that puts all the liability on the provider.
USD 5 million
The Vendor Went Dark
Vendor outage / Online retailer
A retailer’s online sales are disrupted for around two weeks when the third-party vendor handling its order fulfilment is hit by ransomware — the case turns entirely on quantification method, with the choice of valuation approach swinging the indemnity by a factor of two.
USD 750 K